Health Insurance
Health Insurance. Medicare/Medicaid does not cover you when you are outside the United States. If your insurance policy does not cover you outside the United States, it is strongly recommended that you purchase a policy that does. There are short-term health insurance policies designed specifically to cover travel, which can be as low as $50.00 for a trip of 30 days. As part of the coverage, these programs usually offer emergency consultation by telephone. They may refer you to the nearest hospital or call for help on your behalf. They may translate your instructions to a health care worker on the scene. Because conditions in many hospitals are not adequate to ensure recovery, medical evacuation is frequently necessary for illnesses or injuries that could be treated locally in other countries. This is an expensive option. For example, minimum cost from Moscow to New York on a stretcher is more than $15,000. Medical evacuation by hospital aircraft on the same route approaches $130,000. Such services require a substantial down payment before they commit themselves to arranging a flight out of Russia. In addition, medical evacuation from remote areas can be especially long and difficult. Evacuation from the interior of the country, such as Siberia, can take a day to organize and set into motion.

If your travel agent cannot direct you to a medical assistance company, look for information in travel magazines. The names of some companies that provide medical evacuation coverage or services are listed in the publication, Medical Information for Americans Traveling Abroad , on our Internet site http://travel.state.gov under Travel Publications . The U.S. government cannot pay to have you medically evacuated to the United States.


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